Small Business Insurance & Employee Benefits in Kentucky

Group Health, Group Life, Dental, and Vision—Built to Fit Your Team and Budget

Offering benefits is one of the strongest ways to recruit, retain, and take care of your team. Jackson Insurance Group helps small businesses in London, Laurel County, and surrounding areas evaluate group health insurance, group life insurance, dental, and vision options—without the confusion.

Whether you have just a few employees or you’re growing fast, we’ll help you compare plan designs, understand cost-sharing, and choose benefits that make sense for your business.

Small Business Benefits We Help With

We help employers design and manage benefit packages that are easy to understand and sustainable for the business.

Group medical coverage for employees and eligible dependents. We’ll help you compare:

Monthly premiums and employer/employee contribution options
Deductibles, copays, and out-of-pocket maximums
Provider networks and plan types
Enrollment and ongoing plan management

Employer or employee-sponsored life insurance that can help employees protect their families.

Basic employer or employee-paid coverage options
Voluntary buy-up options for employees
Simple benefit structures that support retention

Dental benefits can be a high-value add-on that employees use.

Preventive coverage structures
Plan designs that balance premiums with benefits
Options for individuals and families

Vision benefits are often affordable and help with routine eye care.

Eye exams, lenses, frames, contacts (benefits vary by plan)
Simple add-on options to pair with health coverage

Why Small Businesses Offer Benefits

Benefits are not just an expense—they can be a growth tool.

Common reasons businesses add group benefits:

Improve recruiting and retention
Reduce employee turnover
Support healthier, more productive teams
Offer a more competitive compensation package
Provide financial protection and peace of mind for employees

How We Help You Choose the Right Plan

We do more than provide a quote—we help you make a confident decision.

During your benefits review, we can help you:

Evaluate plan options that fit your budget
Decide how much the company contributes vs. employee contributions
Review plan designs in plain English (deductibles, copays, networks)
Set up enrollment and employee communications
Prepare for renewals and changes throughout the year

Our Simple Group Quote Process

Quick Business Snapshot
Number of employees, location, eligibility, and goals.

Plan & Budget Review
We discuss what you want to offer and what you want to spend.
Quote Comparison
We present options and explain the tradeoffs clearly.
Enrollment Setup
We help you launch benefits, complete paperwork, and enroll employees.
Ongoing Support
We assist with new hires, qualifying events, and renewals.

Who This Is For

Small business benefits can be a great fit if you:

Have a team and want to improve retention
Want to offer a more competitive hiring package
Are tired of benefits confusion and want a clear local point of contact
Want to add dental/vision/life alongside health coverage
Need help managing renewals and employee questions

What We’ll Need to Provide Options

To build accurate quotes, we may request:

Business name and location
Number of eligible employees (and whether dependents will be covered)
Target budget (what you want the business to contribute)
Preferred effective date (when you want coverage to start)
Any current plan details (if replacing existing benefits)

If you don’t have everything ready, that’s fine—we can start with a quick call.

Frequently Asked Questions

Eligibility rules vary by carrier and plan type. We’ll help you confirm what applies to your business.
Often, yes—but participation requirements may apply depending on the plan. We’ll review options that fit your situation.
Many group plans allow dependent coverage, but structures vary. We’ll walk through the options.

We help with employee adds/terminations and qualifying events, and we’ll guide you through the process.
Yes. We review renewals and can help you adjust plan designs to keep benefits sustainable.